No-fluff guides for people with irregular income — taxes, budgeting feast-or-famine months, setting your rates, and getting paid. Everything here is built into Even Wage, the spreadsheet.
The simple percentage rule, self-employment tax, and how to never get surprised in April.
Read →When they're due, how much you owe, and how to pay the IRS in a few minutes.
Read →The write-offs most freelancers miss — and how to track them all year.
Read →The 15.3% freelancers forget about — and how it stacks with your federal bracket.
Read →Enter your income — get your exact set-aside per payment, month, and quarterly deadline.
Try it →A simple system that turns feast-or-famine months into one steady paycheck.
Read →The tabs a freelance budget actually needs — and how to use one without the busywork.
Read →Track income so you can plan around it — and spot when one client is too much of it.
Read →How big your safety net really needs to be when income is unpredictable.
Read →Track profit, not just revenue — and know your real take-home margin.
Read →What to cut first, how long your buffer lasts, and how to tell a normal dip from a real crisis.
Read →A decision framework for once you're past your target — not just "save more."
Read →Why fixed monthly payoff plans break on freelance income — and the order that survives a slow month.
Read →A simple 4-part system — no software subscription required.
Read →Five checks, four times a year: income trend, client concentration, tax reserve, rate, and buffer runway.
Read →Find every recurring charge, annualize the real cost, and cancel the zombies — using the expense log you already keep.
Read →The backward math that tells you exactly what to charge to hit your income goal.
Read →What every invoice should include — and the one field most are missing.
Read →The 3 numbers to always know: outstanding total, overdue total, overdue count.
Read →Even Wage turns lumpy freelance income into a predictable monthly paycheck — taxes set aside automatically. Excel, Google Sheets & Numbers.
Even Wage